Finance is Going Digital Faster Than Ever – Can You Keep Up?
From payments and lending to wealth management and insurance, financial services are being reshaped by technology. Customers now expect secure, seamless, and mobile-first experiences as the standard.
But here's the challenge:
- 1 Traditional systems can't deliver the speed or convenience people demand.
- 2 Security and compliance requirements are stricter than ever.
- 3 New digital-first competitors are entering the market every day.
- 4 Falling behind on tech means losing customer trust and revenue.
Without a custom fintech app, it's nearly impossible to compete in a space where innovation sets the winners apart.
Customers Won't Wait - They'll Switch
A clunky app or outdated platform doesn't just frustrate users - it drives them straight to competitors offering faster payments, smoother onboarding, and better security.
And once you lose a customer's trust in finance, it's nearly impossible to win it back.
Meanwhile, digital-first fintech startups are scaling rapidly, fueled by apps that prioritize user experience, compliance, and innovation.
Every day without the right fintech app development strategy widens the gap between your business and the competition.
Imagine Offering Banking-Grade Security with Startup-Level Speed
With NCrypted's Fintech App Development Services, you can:
- 1 Launch secure, compliant apps for payments, lending, wallets, or investments.
- 2 Deliver lightning-fast onboarding with features like eKYC and biometric login.
- 3 Provide customers with real-time transactions, notifications, and analytics.
- 4 Scale confidently with future-ready tech that grows with your business.
It’s not just about keeping up - it's about taking the lead in the digital finance revolution.
Let's Build the Fintech App Your Business Deserves
Stop patching problems with outdated tools. Get a custom-built solution that gives you real-time control, reduces costs, and keeps customers coming back. We'll guide you from idea to launch - fast.
Book My Free ConsultationStronger Security, Smarter Fintech App, and Faster Growth
Types of Fintech Apps
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Banking App
Banking is no longer about standing in line at a branch - it's about giving customers control right from their phones. A custom banking app lets you offer seamless account management, instant transfers, balance checks, and even digital onboarding with KYC. The result? A secure, always-on banking experience that builds trust and keeps customers loyal.
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Payment App
In today's world, speed and simplicity drive adoption. A payment app allows businesses and individuals to send, receive, and split payments instantly - whether through QR codes, wallets, or peer-to-peer transfers. By offering secure, frictionless transactions, you stay competitive in a market that demands convenience at every checkout.
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Investment App
Investing has gone mobile, and customers expect real-time market access in their pockets. A custom investment app makes it easy to buy, sell, and track stocks, mutual funds, or crypto on the go. Add features like portfolio insights, automated alerts, and AI-powered recommendations, and you turn first-time investors into long-term users.
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Insurance App
Insurance doesn't have to feel complicated. With a custom insurance app, customers can compare policies, manage claims, and renew coverage in just a few taps. Real-time support and transparent policy details build trust while reducing paperwork for both sides.
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Lending App
Borrowing money has gone digital. A lending app makes it easy to apply for loans, check eligibility, and track repayments - all without visiting a bank. With features like instant credit scoring and automated approvals, you can serve more customers faster, while keeping compliance in check.
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Wealth Management
Customers want more than numbers - they want insights. A wealth management app helps users track assets, set financial goals, and receive personalized advice. By combining data-driven analytics with intuitive design, you give clients the tools to grow and manage wealth confidently.
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Crowdfunding Apps
Funding ideas is now social. A crowdfunding app connects creators, investors, and communities, making it easy to pitch projects, collect funds, and track progress transparently. With the right platform, you empower innovation while building trust among backers.
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Buy Now Pay Later
Shoppers love flexibility. A BNPL app lets customers split payments into installments while merchants get paid upfront. It's a win-win: users enjoy affordability, and businesses increase conversions and average order values.
Your Fintech App, Built Around Your Business – Not the Other Way Around
At NCrypted, we don't sell cookie-cutter solutions. We work closely with your team to design and develop a custom Financial Technology Application that fits your operations like a glove.
Analysis
We begin by understanding your business goals, user needs, and Finance technical requirements. This stage ensures we have absolute clarity on what to build, eliminating guesswork and setting the right direction for the project.
Planning
With insights from the analysis, we create a roadmap for your Fintech App development, defining scope, timelines, resources, and technology stacks. This structured plan minimizes risks and keeps the project aligned with your business objectives.
Design (UI/UX)
Our designers craft intuitive user interfaces and experiences focused on usability and visual appeal. We prioritize user journeys, accessibility, and brand alignment to ensure the final Financial Services App product is both functional and engaging.
Development
Our engineers translate designs into fully functional Finance mobile application using clean, scalable, and secure code. We follow agile practices to deliver incremental updates, ensuring flexibility and faster time to market.
Quality Assurance (QA)
Every feature is rigorously tested – from functionality and performance to security and user experience. This ensures your software is reliable, bug-free, and ready for real-world use.
Launch & Support
We handle smooth deployment and assist with your go-to-market strategies. Post-launch, our support team ensures stability, updates, and enhancements to keep your Fintech App performing at its best.
Top Mobile Apps Developed by NCrypted
OYO
OYO is a global travel tech organisation that associates its guests and patrons to ease the operation. So that visitors can book trusted yet affordable accommodations in a split second. OYO has its strong foothold in 800+ cities across 80 countries. NCrypted's solutions powered the original versions of OYO Rooms and its booking engine.
- Total Funding: $3.1B
- Annual Revenue: $879M
- Valuation: $9.6B
- Userbase: OYO facilitates more than 180 million visitors from 120+ nationalities.
GEMS Education
GEMS Education, established as Global Education Management Systems, is the world's largest education company, with its HQ located in Dubai, UAE. NCrypted has developed TeachMeNow, a holistic LMS platform to bring teachers and students worldwide under one roof.
- Valuation: $6 billion
- Revenue: US$1.1 billion
- Geographical area served: Worldwide
- Tutors onboard: 2,000+
Indiabulls
Indiabulls (now known as 'Sammaan Capital Ltd') has a presence in areas ranging from financing, NBFC, real estate, construction equipment renting, to infrastructure. Ranked as the 13th largest consumer financial services company worldwide. NCrypted has developed the company's real estate portal that aims to become a leading buy and sell marketplace for real estate properties.
- Userbase: serving 1 million happy customers
- Revenue: $2.4 Billion
- Total Funding: $1 Billion
PLAYMORE Games
PLAYMORE Games is a gaming and software organisation situated in Helsinki (Finland). It develops and designs tabletop (board) game software. NCrypted is both the tech partner, investor, and has been instrumental in the development of Dized - an app with interactive tools and rules that makes it easy to learn board games using its holistic experience.
- Total Funding: $2.7 Million
- Revenue: ~$1 Million
- App Downloads: 500,000+
- Tutorials: 2,000+
STEPOUT
STEPOUT Oy is a fresh startup in the Fitness tech sector. It has developed an online platform for wellness and fitness freelancers. The platform empowers them to streamline their activities online. NCrypted has been involved in the early venture advisory for the business concept and development.
- Total Funding: €158K from business angels, FiBAN, etc.
- Registered Office: Finland, European Union
Why NCrypted for Fintech App?
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![Qualified Team Of Technocrats]( "Qualified Team Of Technocrats")
Qualified Team Of Technocrats
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![Custom-Built Solutions, Your IP]( "Custom-Built Solutions, Your IP")
Custom-Built Solutions, Your IP
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![End-to-End Development]( "End-to-End Development")
End-to-End Development
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![1,000+ Successful Clients]( "1,000+ Successful Clients")
1,000+ Successful Clients
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![Robust Security & Compliance]( "Robust Security & Compliance")
Robust Security & Compliance
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![AI Support & SEO]( "AI Support & SEO")
AI Support & SEO
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![Global Ecosystem & Network]( "Global Ecosystem & Network")
Global Ecosystem & Network
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![20+ Years of Industry Experience]( "20+ Years of Industry Experience")
20+ Years of Industry Experience
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![Dedicated 'Human' Support]( "Dedicated 'Human' Support")
Dedicated 'Human' Support
Over 500 startups trust NCrypted with their Finance business
NCrypted understands our project and shows keen interest in listening to our requirements. I have spoken to the business team at NCrypted more, in recent times, than anybody else regarding my project. I have really high expectations for them now on my upcoming projects.
Jan Rangul - President, Loci360 (Norway)
From the get-go, the business analysts that were working with us started up professionally, spoke English, and communication was flawless; they understood what we needed, addressed our concerns, and started their research & development; after that, everything is as smooth as it should be.
Hares Nayabkhil - President, Greenlight Payments, Inc. (USA)
FAQs - Fintech App Development
The cost depends on features, security layers, compliance needs, and platform choice (iOS, Android, cross-platform, web). We provide tailored estimates after understanding your business goals.
On average, a custom Fintech App can take 3-6 months, depending on complexity. Faster MVPs are possible if you want to launch quickly and scale later.
We develop banking, payments, investment, lending, insurance, wealth management, crowdfunding, and BNPL (Buy Now Pay Later) apps - all tailored to your business model.
We follow global standards like PCI DSS, GDPR, KYC/AML, and use encryption, MFA, fraud detection, and audit-ready processes to keep your app secure and compliant.
Yes. We can integrate with core banking systems, payment gateways, CRMs, ERPs, and third-party APIs so your app works seamlessly with your current ecosystem.
Absolutely. We provide maintenance, updates, scaling, and compliance checks to ensure your app stays reliable, secure, and competitive.
Yes. We work with both fintech startups that need fast go-to-market MVPs and established businesses looking for enterprise-grade Finance solutions.
Your Customers Are Ready for Smarter Finance - Are You?
The future of Finance is already here. Don't let outdated systems or off-the-shelf tools slow you down while competitors race ahead. With NCrypted's custom Fintech App development services, you can launch secure, compliant, and scalable apps that earn trust, delight users, and drive growth.
It's your move - start building the Finance solution your business deserves.
Book My Free Consultation
